• No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
    99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
    *View our Cardholder Agreement located at the bottom of the application page for details of the card.

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You Can Improve Your Credit up to 100 Points in as fast as 90 Days

Download our free Credit Repair Process guide to discover the exact steps we have used to help our clients improve their credit and achieve their financial goals.

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